I am business savvy. I have great credit, I’m a military veteran and I know how to responsibly make purchases big and small. However, if I’m at the mercy of other people for what I can have…I am a Black woman and therefore my level of responsibility is not enough. My husband has never really lived on his own. He’s always been able to depend on family and been supported one way or the other. Not me. I’ve had to learn how to do everything on my own and I am now more financially responsible than my own mother and most of the “adults” in my family.